The future property risk landscape: technology, climate and fit for purpose
Panel discussionUnderwriting Club Briefing 1
2026-03-11 | 11:25 AM - 12:00 PM
Information
The property risk landscape is becoming increasingly complex as climate volatility, technological change and socio-economic pressures reshape loss profiles and exposure aggregation.
New risks are emerging alongside traditional perils, while others are evolving in ways that challenge existing policy frameworks and underwriting models. From silent exposures and data centre risk to changing customer needs and expectations, underwriters are being asked to assess whether today’s property products and processes remain fit for purpose.
This session will look ahead to the structural changes shaping property underwriting and what practical steps the market needs to take to stay ahead of risk.
- How is climate change shifting property risk beyond headline events, and how should underwriting respond?
- Where are the most significant emerging or silent exposures within property portfolios?
- What challenges do large, complex risks such as data centres present for accumulation and coverage design?
- Are current property products meeting the needs of an increasingly diverse customer base?
- What does “future-ready” property underwriting realistically look like over the next five to ten years?
Speakers
Alexandra Wyard
Allianz Personal Lines
Director of technical underwriting