Commercial underwriting in a data-driven world – making better decisions in an increasingly complex risk landscape
Panel discussionClaims Club Briefing 3Underwriting Club Briefing 3
2026-09-08 | 11:30 AM - 12:00 PM
Information
Commercial insurers are navigating an increasingly challenging risk environment, where evolving customer needs, emerging exposures and economic uncertainty demand faster, smarter and more consistent underwriting decisions. As data sources expand and AI capabilities mature, the opportunity is no longer simply to automate processes, but to enhance underwriting expertise, improve risk selection and create a stronger feedback loop between underwriting and claims. This session explores how insurers are combining human judgement with technology and insight to build more resilient commercial portfolios.
- How can commercial insurers make better underwriting decisions in an increasingly complex risk landscape?
- Where can data, analytics and AI genuinely improve underwriting performance without replacing underwriter expertise?
- How can claims insight be better fed back into underwriting to improve future risk selection?
- What capabilities and skills will commercial underwriting teams need over the next five years?
- How should insurers balance speed, consistency and technical underwriting excellence as expectations continue to rise?
Speakers
James Rawstron
Inshur
Director of insurance