Keynote Address: Fire Risk in Focus – Strengthening Underwriting Through Prevention and Insight
KeynoteUnderwriting Club Briefing 2
2025-06-03 | 09:35 AM - 10:00 AM
Information
Fire remains one of the most severe and complex risks in UK property insurance. As construction methods evolve, regulations tighten, and underinsurance becomes more common, property underwriters face growing pressure to understand and evaluate fire exposure more accurately. In this session, the FPA will provide a practical overview of today’s fire risk landscape, explore the most common points of failure in loss prevention, and outline how underwriters can use technical insight to improve risk selection, pricing, and client engagement.
- What are the most frequent and costly fire risks seen across UK commercial and residential properties?
- How are new materials, building designs and occupancy types reshaping fire exposure?
- Where is underinsurance exacerbating loss severity in fire claims, and what role can underwriters play?
- How can fire risk assessments and prevention standards support more confident underwriting decisions?
- What should underwriters look for in survey reports, risk improvements, and client conversations?
Speakers
David Williams
Fire Protection Association
Chairman